When you take out insurance on an item, you are putting a price on something that matters to your well-being. Whether that be your financial well-being, your emotional well-being, or your physical well-being, insurance provides a guarantee that your lifestyle will be protected in the worst case scenario.
Most people take out insurance on their life, their car, their home or even pricey electronics. But celebrities have been known to insure things that the average person would never consider, obtaining their insurance through the world's best known insurer of the unorthodox. Lloyd's of London, a company that has been in the insurance business for 325 years, is known for the services they provide celebrities in search of insurance. Beginning in the 1920s and spanning the 2000s, Lloyd's of London has catered to some of the most well known celebrities, and some of the strangest insurance policies ever made.
Celebrities can do much more than insure average assets. They have been able to insure everything from parts of their body to their sperm. Yes, this first celebrity has their sperm insured.
15 15.David Lee Roth's Reproductive Facilities
Everyone knows that 80's rock bands were notorious for their large following of groupies. And many band members didn't mind the constant company of the star struck ladies. But Van Halen's frontman David Lee Roth was the only 80s rocker forward thinking enough to make sure that, should one of the many groupies accidentally end up pregnant after a night of fun, he would not suffer financially.
In order to protect himself, Roth went to Lloyd's of London where he was able to have an insurance policy that would insure his sperm. His sperm was insured for $1 million. The insurance policy would take care of any kind of paternity suit as well as finances for the impregnated groupie as well as the little bundle of joy.
14 Jamie Lee Curtis' Legs
In the late 1970's and early 80's Jamie Lee Curtis earned the nickname the "Scream Queen" from her roles in the horror films Halloween, The Fog and Terror Train. As her film career continued to blossom so did her sex appeal. Curtis was well known for her long legs. In 1996 she was asked to become a spokeswoman for all L'eggs products. In the spring of 96 campaigns for L'eggs Reliance long-wear pantyhose began. Wanting to protect their spokeswoman's legs, the company chose to have Jamie Lee Curtis' legs insured for $2.8 million.
The advertising campaign complemented Curtis' success in Hollywood, until 2006 when she chose to slow her acting career. She occasionally starred in television series and then devoted the majority of her time to writing children's books.
13 Cristiano Ronaldo's Legs
You know that you are a valuable member of a sports team when your bosses have your legs insured for $144 million. Add that to Cristiano Ronaldo's $18.7 million per year salary as well as the $131 million transfer fee that Real Madrid paid to acquire Ronaldo from Manchester United, and you have an athlete that is a serious valuable teammate.
At the age of 24, Ronaldo's footballer career is of great value to not only the team's season record, but also their advertising and ticket sales due to his high popularity. The decision to insure Ronaldo's legs came after her suffered a severe kick to the knee area that left Real Madrid owners concerned of their stars physical well being.
12 America Ferrara's Smile
At just 30 years of age, America Ferrara has her smile insured for more than most will ever see in their life. At the high price of $10 million, Ferrera's smile was insured in 2007 by Aquafresh. The stars high priced smile is a very different look from, Betty Suarez, the Ugly Betty role that made Ferrara famous in 2006. The same role that won America Ferrara a Golden Globe for Best Performance by an Actress in a Television Series as well as the Screen Actors Guild Award for Best Female Actor in a Comedy Series. Ferrara's pearly whites were insured by Lloyd's of London and Aqua Fresh when she was the spokesperson for their White Trays product.
11 Keith Richards' Hands
The English musician and a member of the Rolling Stones, Keith Richards, is famous for his guitar riffs. He is ranked fourth on a list of 100 best guitarists of all time. His musical talents along with the other Rolling Stones members abilities, produced dozens of songs, fourteen of which are listed among Rolling Stone magazine's "500 Greatest Songs of All Time." Richards knows just how important his ability to play guitar is to his career and lifestyle. For that reason, the 71 year old rock legend has had his hands insured for $1.6 million.
10 Holly Madison's Breasts
Originally named Holly Sue Cullen, Holly Madison made a name for herself on the reality television series The Girls Next Door in which she was one of Hugh Hefner's many girlfriends. She left the show and eventually found her own fame with the reality series, Holly's World.
In 2011, Madison opened up to People magazine about her Las Vegas production, Peepshow and the reasons why she chose to insure her breasts. The star does appear topless during several portions of her Vegas show, which prompted her to have her breasts insured for $1 million. "...if anything happened to my boobs, I'd be out for a few months and I'd probably be out a million dollars," Madison said in her People interview.
9 Mariah Carey's Legs
One would think that Mariah Carey would insure her legendary vocal cords. With her self-titled debut album going multi platinum, several of her singles reaching number one on the Billboard Hot 100 chart, and her song "One Sweet Day" a debut with Boyz II Men remaining the longest-running number-one song in U.S. chart history, Carey's music is most definitely her best asset.
But the pop star has her legs insured instead. In 2006, Carey became the official "Celebrity Legs of a Goddess" for Venus. Since then Carey has visited cities across the country each year in search of the woman with the most beautiful legs in the United States. She has also had her legs insured for a record breaking $1 billion!
8 David Beckham's Legs
David Beckham may be an international sexy symbol and a spokesperson for Diet Coke, Burger King, Samsung, Armani, and Adidas, but first he was a professional footballer. He has played with Manchester United, LA Galaxy, and the England National teams from 1992 to 2009. He has won the Premier League title six times, the FA Cup twice, and the UEFA Champions League once. He has been noted as a skillful player and honored with the FIFA 100 list of the world's greatest living players.
So, needless to say his entire life and career has been dependent upon his ability to run, kick, jump, etc. Which makes it clear as to why the 39 year-old now retired footballer had his legs insured. In 2006, Lloyds of London insured Beckham's legs for a cool $60 million.
7 Dolly Parton's Breasts
When you think of Dolly Parton, you think of one of two things; country music or breasts. There's no doubt that the most honored female country performer of all time has made a name for herself in country music. Besides having an epicly strong voice, she has penned famous songs such as "I Will Always Love You," "Here You Come Again," and "Travelin' Thru."
Parton has been part of several movies such as Steel Magnolias and is the proud winner of three Grammy's and two Oscar nominations. Aside from her amazing career, Parton has always turned heads with her tiny waist and large breasts. That is, her 40DD breasts. With her breasts being such a focal point of her body and personality, Parton had her breasts insured for $600,000.
6 Madonna's Breasts
At one time in her early career, Madonna was known for her breasts. No, not her natural breasts, but her oddly cone shaped bras. She debuted her first cone shaped bra in 1990 during her blonde ambition tour. The piece was created by Jean-Paul Gaultier. Her ridiculously pointy tops ranged from gold to black, sequined and covered in shimmering diamonds. Not only did Madonna sport the exotic looking bra on runways, she also performed during long concerts while wearing them.
Since the decline of her cone bras, Madonna has changed her fashion style but has always kept her natural breasts. Unlike many stars, she has not had implants or any kind of surgery to enhance her natural breast size or shape. Despite that, Madonna had her breasts insured for $2 million. Now, at the age of 56, Madonna's apparel includes less pointy bras but her breasts are still worth a lot.
5 Heidi Klum's Legs
The German born supermodel whose career catapulted to success after a Sports Illustrated cover, has earned Heidi Klum the nickname "The Body." She was discovered in 1992 and modeled alongside supermodels such as Tyra Banks and Elle Macpherson. Her body became even more famous after she joined the ranks of the Victoria's Secret Angels. From there, Klum expanded her career to host, judge and producer of the Emmy winning show Project Runway.
Her body and most notably her legs have become famous enough to need insurance. While in London in 2011, Klum had her legs examined in order to determine their worth. According to the star, her left leg is not as pricey as her right due to a scar she received after falling on glass, however they were still worth $2 million.
4 Daniel Craig's Body
Long ago, action movies were filled with live stunts and death defying acts, all done by the actor and/or stuntman. Now, computer technology has made it possible for actors and actresses to skip the dangerous stunts and rely on the tech guys to make the action seem realistic. But one actor, Daniel Craig isn't going with the action/technology movie flow. Instead, he's joining a select group of actors like Matt Damon and even Shia LeBeouf, and doing the majority of his own on screen stunts.
In his two latest James Bond movies; Casino Royale and Quantum Of Solace, Craig does most of the stunts. Unlike previous Bonds, Sean Connery and Pierce Brosnan, Craig was all in when it came to doing his own stunts. He was trained by Gary Powell, the chief stunt coordinator on both recent Bond films and the man who worked with Matt Damon to get him ready for all three Bourne movies. With such dangerous work involved in his films, Craig made a financial decision to insure his most valuable asset; his entire body. During the filming of Quantum of Solace his body was insured for $9.5 million.
3 3. Julia Roberts' Smile
Julia Roberts' gorgeous smile first wowed audiences in the heart wrenching Steel Magnolias film in 1989 and was solidified within the hearts of people around the world in the romantic comedy Pretty Woman the following year. She has stared in films such as The Pelican Brief, Notting Hills, Charlie Wilson's War, Mirror Mirror, August: Osage County. She is considered one of Hollywood's highest paid actresses. She has been named one of People magazine's "50 Most Beautiful People in the World" eleven times and one of the "100 Hottest Women of All-Time" by Men's Health.
One of the many assets that make Roberts such an admired actress as well as popular sex symbol is her infectious smile. Her grin is wide and her teeth perfectly white. The perfection of her smile prompted Roberts to take out a $30 million insurance policy on her smile with Lloyd's of London.
2 Jennifer Lopez's Butt
'Jenny from the Block's' backside has gained some serious notoriety since it was first mentioned by Chris Rock during the 2000 MTV Movie Awards. Since then, Jennifer Lopez has grown in popularity as an artist as well as a sex symbol. She has stared in films such as The Wedding Planner, Angel Eyes, and The Cell. She is known for her dancing skills as well as her hip-hop style songs.
Her most recent hit, "Booty", in which she teamed up with Pit Bull and Iggy Azalea, put Lopez's backside into the forefront of audience's minds. And the butt that has made JLo famous, is worth a whopping $300 million.
1 Tina Turner's Legs
At the glorious age 75, Tina Turner is still turning heads with her long and very toned legs. Legs, that earned her an endorsement with Hanes legwear twenty years ago and also prompted the star to have her legs insured for $3.2 million.
Turner has always sported short dresses during her on stage performances, the most memorable of those dresses being her outfit worn during her and Ike Turner's performance of "Proud Mary" on the Ed Sullivan Show in 1970. Through the years, Tina Turner has continued to wow audiences and fans with her powerful voice and energetic performances that almost always feature her very long and toned legs.